Harasara Debit Card

Enjoy wide range of benefits and offers with your Seylan Harasara Debit Card!


  • Hassle free cash withdrawal locally from any ATM and from Mastercard accepted ATMs internationally
  • Pay to the point by Swiping / tapping your Card
  • E commerce transactions made with ease.   
  • Enjoy a range of promotions exclusively for Harasara Debit Card holders.
  • Free ‘Travel Insurance’ when you purchase your Return Air Ticket using your Debit card. (Conditions Apply) 


Any customer who maintains a Harasara Savings Account

Daily Withdrawal Limit

1,000,000.00 100,000.00

Overseas spend thresholds

Spend Type Weekly Limit*(LKR)
Purchases 150,000.00
Cash 50,000.00

* Above limits are subject to country risk evaluation, hence certain countries may have lower spend limits.




Amount LKR

Debit card annual fee

LKR 400.00

Debit Card Issuance fee - Non personalized LKR 500.00
Debit Card Issuance fee - Personalized LKR 500.00

Card re- issue fee

LKR 500.00

Pin re issue fee

LKR 100.00

Lost card replacement fee

LKR 500.00

ATM withdrawal fee- Seylan ATMs

LKR 5.00

ATM withdrawal fee- other bank ATMs

LKR 60.00

ATM withdrawal  fee –Lanka pay  ATMs

LKR 30.00

ATM withdrawal fee - Foreign

LKR 500.00

Balance inquiry fee- Seylan ATMs


Balance inquiry fee- Seylan ATMs (with printed receipt) LKR 2.00

Balance inquiry fee- other bank ATMs

LKR 50.00

Balance inquiry fee-Lanka pay ATMs

LKR 7.50

Balance inquiry fee – Foreign 

LKR 50.00

Overseas Transactions

All overseas transactions will be converted using the applicable Telegraphic Transfer (TT) exchange rate of the Bank at the time of billing. In order to mitigate local exchange rate movements, the final billing amount will consist of an additional amount of minimum 7%**, apart from the initially authorized amount.

** Rates are subjected to market rate fluctuations.

Processing Fees

In order to mitigate the risk of exchange rate variances, all Card transactions done at overseas merchants/service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) in the form of Dynamic Currency Conversion or Multi-Currency Transactions will attract a Processing Fee of minimum 3.5%** on the LKR transaction value.

** Rates are subjected to market rate fluctuations.