Interest Rates | Banks in Sri Lanka | Commercial Banks in Sri Lanka

A-
A
A+

Normal Savings
Children's Savings
Minor Savings
Youth Savings
High Interest Savings
Seylan Income Saver
Seylan Money Market Savings Account

Savings Deposits

( w.e.f. 03.09.2019 )

	Interest Rate % p.a.	AER %
Below LKR 999.99	0.00	-
Rs. 1,000.00 to Rs. 9,999.99	2.00	2.02
Rs.10,000.00 & above	2.50	2.53

(Last Updated on 22 Apr 2022 - 02:38PM )

Request for a call back

Tikiri Accounts

Balance	Age Below 15 years	Age Above 15 years	AER %
Balance	Interest Rate % p.a.	Interest Rate % p.a.	AER %
Balances up to Rs. 100,000/-	4.00	4.00	4.08
Bonus interest will be computed on normal interest rate, for deposits above LKR 100,001/- as per the below table;
Rs. 100,001 - 200,000/-	No Bonus Interest	5.00%	-
Rs. 200,001 - 300,000/-	No Bonus Interest	7.50%	-
Rs. 300,001 - 400,000/-	No Bonus Interest	10.00%	-
Rs. 400,001 - 500,000/-	No Bonus Interest	12.00%	-
Rs. 500,001 - 750,000/-	No Bonus Interest	15.00%	-
Rs. 750,001 - 1,000,000/-	No Bonus Interest	17.50%	-
Rs. 1,000,001 - 1,250,000/-	No Bonus Interest	20.00%	-
Rs. 1,250,001 - 1,500,000/-	No Bonus Interest	22.50%	-
Rs. 1,500,001 and above	No Bonus Interest	25.00%	-
Rs. 2,000,001 and above	25.00%	-	-

(Last Updated on 22 Apr 2022 - 02:52PM )

Request for a call back

	Interest Rate % p.a.	AER %
MINOR SAVINGS	4.00	4.08

(Last Updated on 22 Apr 2022 - 02:38PM )

Request for a call back

	Interest Rate % p.a.	AER %
Seylfie Youth Account	3.00	3.05

(Last Updated on 22 Apr 2022 - 02:40PM )

Request for a call back

Ihalin Ihalata Savings

Amount	Interest Rate % p.a.	AER %
Below LKR 9,999	2.00	2.02
LKR 10,000 to LKR 99,999	2.50	2.53
Above LKR 100,000	3.00	3.05

(Last Updated on 22 Apr 2022 - 02:40PM )

Request for a call back

Seylan Income Saver

Account Balance	Interest Rate % p.a.	AER %
Below 9,999	0.00	-
LKR 1,000 - LKR 9,999	2.00	2.02
LKR 10,000 - LKR 49,999	2.50	2.53
LKR 50,000/- and above	3.00	3.05

(Last Updated on 22 Apr 2022 - 02:41PM )

Request for a call back

Money Market Savings Account

w.e.f 19.04.2022

Amount	Interest Rate % p.a.	AER %
LKR 500,000 - LKR 999,999	9.00	9.42
Above LKR 1,000,000	10.00	10.52

(Last Updated on 22 Apr 2022 - 02:41PM )

Interest Period	Interest Rate % p.a.	AER %
30days	13.50	14.37

Interest Period	Interest Rate % p.a.	AER %
2 MONTHS	13.50	14.28
3 MONTHS	14.00	14.75
6 MONTHS	14.25	14.76
12 MONTHS	14.50	14.50
24 MONTHS	15.50	14.46
36 MONTHS	15.75	13.77
48 MONTHS	16.00	13.16
60 MONTHS	18.00	13.70

Interest Period	Interest Rate % p.a.	AER %
12 MONTHS	13.25	14.09
24 MONTHS	13.25	14.09
36 MONTHS	12.00	12.68
48 MONTHS	12.00	12.68
60 MONTHS	12.25	12.96

Interest Period	Interest Rate % p.a.	AER %
MONTHLY	12.00	12.68
ANNUALLY	12.75	12.75
AT MATURITY	16.00	13.16

Interest Period	Interest Rate % p.a.	AER %
MONTHLY	12.25	12.96
ANNUALLY	13.25	13.25
AT MATURITY	18.00	13.70

Interest Period	Interest Rate % p.a.
31 - 60 DAYS	13.50
61 - 90 DAYS	13.50
91 - 120 DAYS	14.00
121 - 150 DAYS	14.00
151 - 180 DAYS	14.00
181 - 210 DAYS	14.25
211 - 240 DAYS	14.25
241 - 270 DAYS	14.25
271 - 300 DAYS	14.25
301 - 330 DAYS	14.35
331 - 365/366 DAYS	14.35

Interest Period	Monthly (Only for deposits of over LKR 25,000/-)	Annually	Maturity
1 MONTH - Millennium 30 -Minimum deposit LKR 100,000/-	N/A	N/A	N/A	-	13.50	14.37
2 MONTHS	N/A	N/A	N/A	-	13.50	14.28
3 MONTHS	N/A	N/A	N/A	-	14.00	14.75
6 MONTHS	N/A	N/A	N/A	-	14.25	14.76
12 MONTHS	13.75	14.65	N/A	-	15.00	15.00
24 MONTHS	13.75	14.65	N/A	-	16.00	14.89
36 MONTHS	12.50	13.24	N/A	-	16.25	14.15
48 MONTHS / SEYLAN SHAKTHI(Minimum deposit LKR 100,000/-)	12.50	13.24	13.25	-	16.50	13.51
60 MONTHS / SEYLAN 5 STAR(Minimum deposit LKR 100,000/-)	12.75	13.52	13.75	-	18.50	14.00

MATURITY Period	Interest Rate % p.a.	AER %
6 MONTHS	14.00	14.49
12 MONTHS	14.25	14.25
24 MONTHS	15.25	14.24
48 MONTHS	15.75	12.99
60 MONTHS	17.75	13.55

Amount	Interest Rate % p.a.
Up to LKR 1,000,000.00	0.00
Above LKR 1,000,000.00	11.00

Currency	Code	Minimum Balance	Interest Rate % p.a.	AER %
US Dollar	USD	25	2.0000	2.0184
Sterling Pound	GBP	15	1.0000	1.0046
Euro	EUR	20	0.5000	0.5011
Australian Dollar	AUD	35	2.0000	2.0184
Japanese Yen	JPY	2,850	0.1250	0.1251
Swiss Franc	CHF	35	0.1250	0.1251
Singapore Dollar	SGD	45	0.2500	0.2503
Canadian Dollar	CAD	30	1.5000	1.5104
Norwegian Kroner	NOK	200	0.2500	0.2503
Danish Kroner	DKK	175	0.2500	0.2503
Swedish Kroner	SEK	200	0.1500	0.1501
Hong Kong Dollar	HKD	200	0.1250	0.1251
New Zealand Dollar	NZD	35	1.0000	1.0046

Currency	Code	Amount	1 month	AER %	3 months	AER %	6 months	AER%	1 year	AER %	1 Year (Monthly)
US Dollar	USD	500	3.500	3.5567	5.000	5.0945	5.250	5.3189	5.500	5.500	5.000
Sterling Pound	GBP	500	1.750	1.7641	2.750	2.7785	3.000	3.0225	3.500	3.500	3.000
Euro	EUR	500	1.250	1.2572	2.000	2.0151	2.250	2.2627	2.500	2.500	2.000
Australian Dollar	AUD	500	3.000	3.0416	3.500	3.5462	3.750	3.7852	4.000	4.000	3.500
Japanese Yen	JPY	5000	1.000	1.0046	1.250	1.2559	1.500	1.5056	1.750	1.750	1.500
Swiss Franc	CHF	500	0.500	0.5011	0.750	0.7521	1.000	1.0025	1.000	1.000	0.750
Singapore Dollar	SGD	500	0.750	0.7526	1.000	1.0038	1.250	1.2539	1.500	1.500	1.250
Canadian Dollar	CAD	500	2.000	2.0186	2.250	2.2691	2.250	2.2627	2.500	2.500	2.250
Norwegian Kroner	NOK	5000	0.500	0.5000	0.500	0.5009	0.750	0.7514	1.000	1.000	0.750

Currency-USD	01 Year (%)	02 Years (%)	03 Years (%)	04 Years (%)	05 Years (%)
Monthly	5.00	5.00	5.00	5.00	5.00
AER	-	-	-	-	-
Maturity	5.50	5.60	5.70	5.85	6.00
AER	-	-	-	-	-

Tenure (Fixed)	Rate % p.a. for Permanent Employees with Salary Assignment ( Salary above LKR 200,000/-)	Other Rate % p.a
01 Year	19.00	19.50
02 Years	22.00	22.50
05 Years	24.50	25.00

Tenure	Professionals & Premium Companies Income/ Salary LKR 300,000/- & above - Rate %p.a.	Professional & Premium Companies Income/ Salary LKR 100,000/- to LKR 299,999/- Rate %p.a.	Salary LKR 100,000/- & above - Rate %p.a.
01 Year	19.00	19.50	20.00
02 Years	22.00	22.50	23.00
03 Years	23.00	23.50	24.00
04 Years	23.50	23.75	24.00
05 Years	24.50	25.00	25.25
06 Years	25.50	26.00	26.25
07 Years	25.50	26.00	26.25

Tenure	Secured (CAT A) Rate %p.a.	Unsecured (CAT B) Rate%p.a.
01 Year	20.00	21.00
02 Years	22.50	23.50
03 Years	23.50	24.50
04 Years	24.00	25.00
05 Years	26.00	27.00
06 Years	27.00	28.00
07 Years	27.00	28.00

Secured (CAT A) Rate %p.a.	Secure (CAT B) Rate % p.a.
20.00	21.00

Tenure	Customer Rate %p.a.
01 Year	19.00
02 Years	22.00
03 Years	23.00
04 Years	23.50
05 Years	24.50
06 Years	25.50
07 Years	25.50
08 Years	25.50
09 Years	26.00
10 Years	26.00

Tenure (Fixed)	Permanent Employees with Salary Assignment (Salary above LKR 300,000/-) Rate % p.a.	Permanent Employees with Salary Assignment (Salary below LKR 300,000/-) Rate %p.a.
01 Year	19.50	20.00
02 Years	22.50	23.00
05 Years	25.00	25.50

Karatage	12 Months - Pawning	3 Months - Gold Loan	3 Months - Gold Loan Plus	6 Months - Gold Loan Plus
24	110,000.00	113,000.00	115,000.00	112,000.00
22	100,000.00	101,000.00	105,000.00	102,000.00
21	87,000.00	90,000.00	100,000.00	95,000.00
20	82,000.00	85,000.00	90,000.00	87,000.00
19	78,000.00	80,000.00	85,000.00	82,000.00
18	72,000.00	75,000.00	80,000.00	78,000.00
Interest Rate	20.00%p.a.	19.50% p.a.	20.00% p.a.	20.00% p.a.

Chat with usLiveChat

Savings Deposits

Tikiri Accounts

Ihalin Ihalata Savings

Seylan Income Saver

Money Market Savings Account

Millennium' 30

Fixed Deposits - Interest Paid At Maturity

Fixed Deposit - Interest Paid Monthly

Shakthi 4 years Fixed Deposit

5 STAR - 5 Year Fixed Deposit

FLEXI Fixed Deposit

Senior Citizens Fixed Deposit - Over 60 Years of Age

Certificate of Deposit

Call Deposit

SAVINGS ACCOUNTS

Foreign Currency (FCY) Fixed Deposit

USD Fixed Deposit

Home Loan

Personal Loan

Scholar Loan - Fixed for the entire tenure

Fixed for 1 Year & reviewed in every 12 months

Pensioner Loan

Seylan Bank Gold Pawning Rates & Advance Amounts.